Use the Queensland Real Estate Commission Calculator to compute 2026 agent fees, GST, and seller net proceeds. Compliant with QLD Property Occupations Act 2014 regulations.
| Party | Share | Amount |
|---|---|---|
| Listing Office | – | $0 |
| Listing Agent | – | $0 |
| Selling Office | – | $0 |
| Selling Agent | – | $0 |
Introduction to the Queensland Real Estate Commission Calculator
Selling a property in the Sunshine State involves more than just agreeing on a price. For sellers and agents alike, understanding the financial breakdown of a sale is critical. The Queensland Real Estate Commission Calculator is the definitive tool designed to navigate the specific legal and financial landscape of the Queensland property market in 2026. unlike generic tools that apply broad Australian averages, this calculator is engineered specifically for the Property Occupations Act 2014 (POA) and the deregulated commission environment unique to Queensland.
Whether you are selling a family home in Brisbane, a unit on the Gold Coast, or a rural property in Toowoomba, the Queensland Real Estate Commission Calculator provides clarity. It handles the nuances of tiered commission structures, Goods and Services Tax (GST) implications, and the essential deductions that determine the final “cash in hand” figure. By focusing strictly on Queensland legislation and market practices, this tool eliminates the guesswork associated with agent fees and settlement costs.
Why QLD Sellers & Agents Need Accurate Commission Calculations
The Queensland market operates under a deregulated commission system. Since 2014, there has been no statutory cap on what an agent can charge, meaning fees vary significantly between agencies. A seller might encounter a flat 2.5% rate from one agent and a complex “incentive” tiered structure from another. The Queensland Real Estate Commission Calculator allows users to compare these models side-by-side to understand the real-world impact on their net proceeds.
For agents, accuracy is a compliance requirement. The Office of Fair Trading (OFT) in Queensland mandates strict disclosure of fees in the Form 6 appointment document. Using the Queensland Real Estate Commission Calculator ensures that the figures presented to a client are precise, inclusive of GST, and professionally broken down, reducing the risk of disputes or compliance breaches under the POA.
Who Should Use the Queensland Real Estate Commission Calculator
This tool serves multiple stakeholders in the Queensland property ecosystem:
- Property Sellers: To estimate net profit after mortgage discharge and fees.
- Real Estate Agents: To calculate their personal split of the gross commission and demonstrate value to vendors.
- Agency Principals: To model different commission structures for their sales teams.
- Property Investors: To run feasibility numbers on potential exits from the Queensland market.
What the Queensland Real Estate Commission Calculator Is
The Queensland Real Estate Commission Calculator is a specialized digital utility that mathematically models the flow of funds in a Queensland property transaction. It is not a general mortgage calculator; it is a dedicated settlement engine that starts with the contract price and subtracts every specific cost layer attributed to selling in Queensland.
Purpose of the Calculator for QLD Agents, Sellers & Agencies
For sellers, the primary purpose is financial transparency. Selling costs in Queensland can easily exceed $20,000 or $30,000 on an average home. The Queensland Real Estate Commission Calculator reveals exactly where that money goes—how much to the agency, how much to the government in GST, and how much to marketing vendors.
For agencies, the calculator acts as a commission split engine. It separates the “Gross Commission Income” (GCI) from the “Agent’s Gross Commission” (AGC), factoring in the Listing Office vs. Selling Office split (often referred to as conjunctional sales) and the individual agent’s retention percentage.
How It Applies QLD POA Commission Rules & GST Requirements
Under the Property Occupations Act 2014, agents must express commission as a dollar amount or a percentage, and it must include GST. The Queensland Real Estate Commission Calculator automatically applies the standard 10% GST to commission figures, ensuring users don’t accidentally quote “ex-GST” figures to consumers, which is a violation of Australian Consumer Law. It also adheres to the standard Queensland practice of calculating commission on the full contract price, handling both fixed and tiered logic seamlessly.
What the Queensland Real Estate Commission Calculator Does
This tool performs three critical functions: it determines the total cost of selling, it breaks down the agent’s remuneration, and it forecasts the seller’s bank deposit at settlement.
Calculates Listing & Selling Agent Commission Under QLD Law
In many Queensland sales, the commission is shared. For example, if a listing agent in Ascot secures the property but a buyer’s agent from New Farm introduces the purchaser, the commission is split (often 50/50 or 60/40). The Queensland Real Estate Commission Calculator features toggle options to input these “conjunctional” arrangements, showing exactly what the Listing Agent and Selling Agent earn individually.
Supports QLD Maximum Commission Caps & Tiered Structures
While the government no longer sets a maximum cap, many agencies still use the legacy “REIQ scale” or modern variations of it as a baseline. A common tiered structure might be 2.5% up to $500,000 and 3% on the balance. The Queensland Real Estate Commission Calculator allows users to input these specific thresholds. It calculates the fee on the first tier and adds it to the fee on the second tier to produce a total composite commission figure.
Applies GST, Marketing Fees & Agency Charges Automatically
In Queensland, marketing fees (Vendor Paid Advertising or VPA) are typically separate from commission. A seller might pay $2,000 upfront for photography and https://www.google.com/search?q=realestate.com.au listings. The Queensland Real Estate Commission Calculator subtracts this marketing cost separately from the commission percentage, ensuring the “Effective Commission Rate” calculation is accurate. It also applies 10% GST to all relevant service fees as required by the ATO.
Outputs Accurate QLD Seller Net Proceeds & Agent Net Pay
The ultimate output for a vendor is the “Net Proceeds.” This is calculated as: Sale Price – (Commission + GST + Marketing + Conveyancing + Mortgage Payout) = Net Proceeds.
For the agent, the Queensland Real Estate Commission Calculator outputs “Agent Net Pay,” which is the commission share remaining after the agency takes its cut (e.g., 50%) and after superannuation or franchise fees are deducted.
Key Features of the Queensland Real Estate Commission Calculator
To serve the Queensland market effectively, this calculator includes specific features that generic calculators lack.
Inputs for QLD Sale Price, Commission %, GST & Agency Fees
Users can input the exact contract price and select between “Fixed %” or “Tiered” commission models. The Queensland Real Estate Commission Calculator also allows for fixed-fee entries (e.g., a flat $15,000 commission), which is becoming popular with low-commission agencies in Brisbane. The GST toggle ensures that users can calculate based on an “Inclusive” quote (common in residential) or “Exclusive” quote (common in commercial).
Support for Agent–Agency Split Models & Cap Plans
Real estate employment models in Queensland vary. Some agents are on a “Debit/Credit” system, while others are on a “commission only” split. The Queensland Real Estate Commission Calculator accommodates these by allowing the user to set the “Agent Retention %.” For example, if an agent keeps 60% of the commission, the calculator instantly separates the 40% that goes to the office overheads.
QLD Settlement & Conveyancing Cost Integration
Settlement in Queensland involves specific adjustments. Council rates, water access charges, and body corporate levies are adjusted pro-rata. The Queensland Real Estate Commission Calculator includes fields for these estimates, as well as the standard solicitor or conveyancer fee, which typically ranges between $800 and $1,500 in Queensland.
Queensland Real Estate Commission Rules Explained
To use the Queensland Real Estate Commission Calculator effectively, one must understand the rules governing the industry.
Maximum Commission Rates Under the QLD Property Occupations Act
It is a common misconception that Queensland has a legal maximum commission rate. Prior to 2014, the Property Agents and Motor Dealers Act (PAMDA) capped residential commission at 5% of the first $18,000 and 2.5% of the balance. However, the Property Occupations Act 2014 deregulated this. Today, there is no legal maximum. Agents can charge 1% or 10%, provided the seller agrees and signs the Form 6. The Queensland Real Estate Commission Calculator places no upper limit on inputs, reflecting this deregulated reality.
Tiered Commission Examples for Residential & Rural Sales
Tiered commissions are designed to incentivize agents. A seller might agree to pay 2.5% if the price is $800,000, but 10% on any amount over $800,000. This is known as a “kicker.”
- Example: Sale Price $850,000.
- Base: 2.5% * $800,000 = $20,000.
- Kicker: 10% * $50,000 = $5,000.
- Total: $25,000. The Queensland Real Estate Commission Calculator handles this logic effortlessly, which is difficult to do on a standard calculator.
Listing vs Selling Agent Commission Structures in QLD
In a “Sole Agency,” the listing agent takes 100% of the commission. In a “Conjunction,” a second agent brings the buyer. The standard Queensland industry practice is often a 50/50 split of the total commission, though 70/30 splits are also common where the listing agent retains the majority for holding the marketing expenses. The Queensland Real Estate Commission Calculator visualizes these splits to prevent disputes between agents.
QLD Agency Fees: Marketing, Admin, Photography & Advertising
Agencies often charge a “Listing Fee” or “Admin Fee” on top of commission to cover contract preparation and Title Searches. Marketing is the largest additional cost. In Queensland, marketing schedules are pre-agreed on the Form 6. The Queensland Real Estate Commission Calculator deducts these specific dollar amounts from the gross sale price to arrive at the net result.
GST Application on QLD Real Estate Commission
In Australia, the supply of real estate agency services is a taxable supply. Therefore, 10% GST applies. If an agent quotes “2.5%,” they generally mean 2.5% + GST (equaling 2.75% total). However, consumer law requires the total inclusive price to be displayed. The Queensland Real Estate Commission Calculator clarifies this by showing the “Ex-GST” income for the agent (which is their revenue) and the “Inc-GST” cost for the seller (which is their expense).
Queensland Closing Costs That Affect Net Proceeds
Commission is the largest fee, but not the only one. The Queensland Real Estate Commission Calculator accounts for the “closing costs” that erode the final settlement cheque.
Conveyancing Fees, Title Searches & Certificates
A Queensland solicitor will charge for professional fees plus disbursements. Disbursements include Title Searches ($20-$30), Plan Searches, and Land Tax clearance certificates. The Queensland Real Estate Commission Calculator aggregates these into a “Conveyancing & Legal” field to ensure the final net figure is realistic.
Settlement Adjustments for Rates, Water & Utilities
At settlement, the seller must pay any outstanding rates. If the seller has paid rates in advance (e.g., for the full quarter), the buyer must reimburse them. These are called “adjustments.” The Queensland Real Estate Commission Calculator allows users to input a positive or negative adjustment figure to refine the “Cash in Hand” result.
Mortgage Release Fees & PEXA Charges in QLD
Discharging a mortgage requires the bank to register a release of mortgage with Titles Queensland. Banks charge a discharge fee (often $350-$500). Additionally, most QLD settlements now occur electronically via PEXA (Property Exchange Australia). The PEXA fee for a single title transfer in 2026 is estimated to be around $130-$140. The Queensland Real Estate Commission Calculator factors these often-forgotten banking costs into the final equation.
Body Corporate/Strata Fees & Special Levies
For units and townhouses, body corporate levies are significant. The seller is liable for levies up to the settlement date. If a “Special Levy” has been struck for major works (e.g., roof replacement), the contract will dictate who pays. The Queensland Real Estate Commission Calculator allows for these strata deductions, which is vital for unit sellers in Brisbane and the Gold Coast.
How the Queensland Real Estate Commission Calculator Works
Using the Queensland Real Estate Commission Calculator is a straightforward process designed to mimic the flow of a property settlement.
Required Inputs: Region, Price, Commission, GST & Agency Fees
The user starts by entering the Contract Sale Price. Next, they select the Commission Type (Fixed or Tiered). They enter the percentage rate (e.g., 2.5%) and toggle GST status. Finally, fixed dollar amounts for Marketing and Other Costs are entered. The Queensland Real Estate Commission Calculator uses these core inputs to build the financial profile of the sale.
Step-By-Step Calculation of QLD Commission & Splits
- Gross Commission: The calculator multiplies the price by the rate (or applies the tiered logic).
- GST Addition: It calculates Gross Commission * 0.10.
- Total Commission Payable: Gross Commission + GST.
- Split Calculation: If enabled, it divides the Gross Commission (Ex-GST) between the Listing and Selling agencies based on the user’s selected percentage (e.g., 50%).
How Final QLD Seller Net & Agent Net Income Are Computed
To find the Seller Net: Seller Net = Sale Price + Adjustments – (Total Commission + Marketing + Legal + Mortgage).
To find Agent Net: Agent Net = (Gross Commission * Split %) * Agent Retention %. The Queensland Real Estate Commission Calculator displays these final figures prominently, often accompanied by a visual chart.
Queensland Real Estate Commission Calculator Example Calculation
Let’s look at a practical scenario to see the Queensland Real Estate Commission Calculator in action.
Example: $850,000 Brisbane Sale With QLD Standard Commission
Scenario: A house in Stafford, Brisbane sells for $850,000. Commission: 2.6% + GST. Marketing: $3,000. Mortgage: $400,000. Solicitor: $1,500.
Breakdown of GST, Agency Fees, Commission Splits & Deductions
Using the Queensland Real Estate Commission Calculator, the figures breakdown as follows:
- Commission (Ex GST): $850,000 * 0.026 = $22,100.
- GST: $22,100 * 0.10 = $2,210.
- Total Commission: $24,310.
- Total Deductions: $24,310 (Comm) + $3,000 (Marketing) + $1,500 (Legal) = $28,810.
Final Seller Net Proceeds & Agent Net Earnings Interpretation
- Gross Proceeds: $850,000.
- Less Deductions: $28,810.
- Net Pre-Mortgage: $821,190.
- Less Mortgage: $400,000.
- Cash in Hand: $421,190.
The Queensland Real Estate Commission Calculator instantly provides this “Cash in Hand” figure, which is the most important number for the seller looking to buy their next home.
Practical Applications of the Queensland Real Estate Commission Calculator
Different users get different value from the tool.
QLD Sellers Estimating Net Proceeds Before Listing
Before signing a Form 6, a seller can use the Queensland Real Estate Commission Calculator to stress-test the agent’s proposal. If an agent asks for 3% but another asks for 2.5%, the calculator shows the exact dollar difference ($4,250 on an $850k sale), helping the seller negotiate effectively.
QLD Agents Comparing Income Under Different Agency Split Models
An agent considering moving from a franchise (taking 50% of comms) to a boutique agency (taking 20% of comms) can use the Queensland Real Estate Commission Calculator. By inputting their average sales volume, they can see how their annual “Net Pay” changes under different split models.
Agencies Testing Commission Structures Across QLD Markets
Agency owners use the Queensland Real Estate Commission Calculator to design competitive fee structures. They might test a “flat fee” model against a “tiered” model to see which is more profitable while remaining attractive to sellers in a specific suburb.
Investors Evaluating Sale Costs in the QLD Property Market
Investors need to know their Capital Gains Tax (CGT) base. The costs calculated by the Queensland Real Estate Commission Calculator (commission, legals, marketing) are generally added to the “cost base” of the asset, reducing the taxable capital gain. The calculator provides the accurate expense figures needed for this tax calculation.
Advantages of the Queensland Real Estate Commission Calculator
Why is this specific tool superior to a generic calculator?
Accurate Mapping of QLD Commission Law & GST Rules
Generic calculators often assume a US-style 6% commission or fail to add Australian GST. The Queensland Real Estate Commission Calculator is hard-coded with the 10% GST logic and ranges typical of Queensland (2% – 3%), ensuring the starting estimates are realistic.
Includes All Major QLD Settlement Costs
By including fields for PEXA fees, mortgage discharge, and conveyancing, the Queensland Real Estate Commission Calculator moves beyond a simple percentage calculator and becomes a true “Settlement Calculator.”
Helps Sellers & Agents Predict Real-World Profit Outcomes
Real estate transactions are stressful. Uncertainty about money adds to that stress. The Queensland Real Estate Commission Calculator reduces anxiety by replacing rough guesses with mathematical certainty.
Common Mistakes When Using the Queensland Real Estate Commission Calculator
User error can lead to incorrect results. Here is what to watch for.
Using Non-QLD Commission Rates Not Allowed Under POA
While there are no caps, entering a rate like “6%” (common in the USA) is unrealistic for Queensland and will skew the results. The Queensland Real Estate Commission Calculator may flag unusually high rates, but users should stick to market averages (2% to 3.5%).
Forgetting GST on Commission & Agency Fees
A common mistake is entering the “Inc GST” amount into the “Ex GST” field, effectively adding tax twice. Or conversely, forgetting that the 2.5% quote usually needs 10% added. The Queensland Real Estate Commission Calculator has a clear toggle to prevent this.
Miscalculating Splits Between Agent & Agency
Agents often confuse “Gross Commission” with “Written Business.” If an agent writes $20,000 in fees but the office takes 50%, they only take home $10,000. Users must ensure they enter the correct “Agent Share” percentage into the Queensland Real Estate Commission Calculator.
Limitations of the Queensland Real Estate Commission Calculator
While powerful, the tool has boundaries.
Some Agencies Have Custom Fee Structures That Differ From Typical QLD Rates
Some “Purplebricks-style” or fixed-fee agencies charge a non-refundable upfront fee regardless of sale success. The Queensland Real Estate Commission Calculator is primarily designed for the “no sale, no fee” success fee model standard in Queensland.
Unique Rural or Commercial Properties May Require Manual Inputs
Selling a multi-million dollar cattle station involves complex tax and asset depreciation schedules that a simple calculator cannot handle. While the Queensland Real Estate Commission Calculator handles the commission aspect, the tax implications for rural sales require an accountant.
Accuracy Factors for Queensland Commission Calculations
To get the best results from the Queensland Real Estate Commission Calculator, input quality is key.
Entering Correct QLD Commission % & GST
Always check the Form 6. The commission percentage listed there is the only one that matters. Enter that exact figure into the Queensland Real Estate Commission Calculator.
Accurate Agency Fee & Marketing Fee Inputs
Don’t guess the marketing. Ask the agent for the “Marketing Schedule” total. It might be $1,500 or $8,000. Entering the exact figure into the Queensland Real Estate Commission Calculator ensures the Net Proceeds figure is precise.
Correct Settlement Adjustment Values
Rates vary by council (Brisbane City Council vs Gold Coast City Council). Using a recent rates notice to estimate the quarterly adjustment improves the accuracy of the Queensland Real Estate Commission Calculator.
Queensland Real Estate Commission Standards & Legal Requirements
POA (Property Occupations Act) Commission Regulations
The POA stipulates that an agent cannot sue for commission unless they have a validly appointed Form 6. The Queensland Real Estate Commission Calculator assumes a valid appointment exists. If the Form 6 is invalid, the commission payable is effectively $0.
QLD Rules for Agent Compensation & Disclosure
Agents must disclose any rebates they receive (e.g., from advertising newspapers). While the Queensland Real Estate Commission Calculator focuses on the primary commission, sellers should be aware that agents must be transparent about all income sources.
Contractual Requirements Under Queensland Real Estate Law
Commission is usually payable at settlement. However, the contract may allow for early release of the deposit. The Queensland Real Estate Commission Calculator calculates the amount payable, regardless of when it is released.
Troubleshooting Queensland Commission Calculation Issues
Wrong GST or Agency Fee Input Affecting Totals
If the result seems too high, check the GST toggle. If you selected “Plus GST” but entered an inclusive number, the result will be inflated. The Queensland Real Estate Commission Calculator relies on the user knowing the difference between inclusive and exclusive quotes.
Incorrect Tiered Commission Values Causing Errors
If using a tiered structure, ensure the “Tier 1 Limit” is lower than the sale price. If the sale price is $500k and you set the Tier 1 limit to $600k, the Queensland Real Estate Commission Calculator will only apply the Tier 1 rate.
Missing Conveyancing Cost Leading to Inaccurate Net
If the “Cash in Hand” looks overly optimistic, check if you left the Mortgage or Conveyancing fields blank. The Queensland Real Estate Commission Calculator defaults these to $0, so they must be updated for every specific user scenario.
Frequently Asked Questions About the Queensland Real Estate Commission Calculator
Is there a standard real estate commission rate in Queensland?
No. Since deregulation in 2014, there is no standard or government-set rate. However, market averages typically hover between 2.5% and 3.0%. The Queensland Real Estate Commission Calculator allows you to input any negotiated rate.
Does the commission calculator include GST?
Yes. The Queensland Real Estate Commission Calculator allows you to select whether your rate is “Plus GST” or “Inc GST.” It then calculates the 10% tax accordingly to ensure compliance with Australian tax law.
Can I deduct marketing fees from the commission?
Usually, marketing fees are paid in addition to commission in Queensland. The Queensland Real Estate Commission Calculator treats marketing as a separate deduction to give a true “Total Cost of Sale.”
How does a tiered commission structure work in QLD?
A tiered structure charges a lower rate on the first portion of the price (e.g., 2.5% on the first $500k) and a higher rate on the balance. The Queensland Real Estate Commission Calculator performs this composite calculation automatically.
Who pays the conveyancing fees in the calculator?
The seller pays their own conveyancing fees. The Queensland Real Estate Commission Calculator deducts this estimated cost ($800–$1,500) from the gross sale price to determine net proceeds.
Does the calculator account for mortgage discharge fees?
Yes. You can input your estimated mortgage balance and bank discharge fees. The Queensland Real Estate Commission Calculator subtracts these to show your actual cash surplus.
Can I use this calculator for commercial property in QLD?
Yes, but be aware that commercial rates and GST rules can differ slightly. The Queensland Real Estate Commission Calculator is flexible enough to handle commercial rates if entered correctly.
What is the average marketing cost in Brisbane?
Average marketing campaigns in Brisbane range from $2,000 to $5,000 depending on the media mix (online, print, signboards). You can input this variable into the Queensland Real Estate Commission Calculator.
Can agents use this to calculate their split?
Absolutely. The Queensland Real Estate Commission Calculator features an “Agent Split” section specifically for calculating the individual agent’s share versus the agency’s share.
Is the result from the calculator legally binding?
No. The Queensland Real Estate Commission Calculator provides an estimate. The final figures are determined by the signed Form 6 and the settlement statement prepared by solicitors.
Why is the “Cash in Hand” lower than I expected?
Sellers often forget about GST, marketing, and mortgage release fees. The Queensland Real Estate Commission Calculator includes these “hidden” costs, providing a more realistic (and sometimes lower) figure than a mental estimate.
Does the calculator work for auctions?
Yes. For an auction, you enter the winning bid as the “Sale Price.” Note that auctioneer fees ($400-$800) should be added to the “Marketing/Other” field in the Queensland Real Estate Commission Calculator.
What happens if the property sells for less than the tiered threshold?
If the sale price is below the Tier 1 limit, the Queensland Real Estate Commission Calculator only applies the Tier 1 rate to the sale price.
Are PEXA fees included?
You should add PEXA fees (approx. $132.66) to the “Other Costs” field. The Queensland Real Estate Commission Calculator aggregates these costs to ensure nothing is missed.
Is this calculator updated for 2026?
Yes, the Queensland Real Estate Commission Calculator is designed with 2026 market values and current QLD legislation in mind.
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